TTMB is a combination of the massive assets from TTMF and HMB. This merger
would leverage TTMB’s financial portfolio in the competitive commercial
landscape, becoming a more fortified, accessible facilitator for real estate-based
investments.
TTMB will be the country’s mortgage experts, working hand in hand with its
customers at all levels. This new company will focus on all segments of the
mortgage market which would include channelling investments into the housing
market as well as funding competitive mortgages.
TTMB will provide greater financial expertise and security to its clients. This
will be done through the development of creative, niche solutions for mortgage
challenges and the offer of investment instruments backed by tangible assets. In
order for these benefits to be easily accessible to its clients, TTMB will place
focus on developing relationships – that is, face-to-face interaction between the
client and TTMB. This will ensure customers are properly taken care of as they go
through the process of completing their respective transactions whether as a
housing project developer or a first-time home owner or an investor.
TTMB is accessible to those who are looking or mortgages, those who are
interested in investment opportunities backed by mortgages, ; those who are
seeking project financing for commercial and residential developments.
The new seven-member TTMB board was appointed on 26 November 2025 with Judy Kalloo as Chairman. Other members of the Board are Richard Ferguson, Deputy Chairman, Nardia Kanhai-Bachan, Che Nevin Dindial, Patricia Dookeeram, Zamanath Ali and Christopher Streete. Prior to her appointment as chairman of the TTMB Board, Ms. Kalloo, a leader in the financial sector whose career spans four decades across the Caribbean, was appointed as Chairman of the National Insurance Board (NIB) in August 2025. The NIB holds 51% of the Class A shares in the TTMB, constituting majority ownership. The remaining 49% of the Class A shares are owned by the Government of Trinidad and Tobago (GORTT) through Corporation Sole.
The Honourable Adrian Xavier Leonce is a Mechanical Engineer by profession, having graduated from the University of the West Indies, with a BSc Hons. in Mechanical Engineering and is a member of the Institute of Mechanical Engineers (UK) and of the Association of Professional Engineers of Trinidad and Tobago (APETT).
As an engineer, Minister Leonce understands the importance of ensuring baseline standards are met in areas such as environmental sustainability, land use, design and architecture, to improve access as well as quality of homes.
Dr Keith Christopher Rowley was born on October 24th 1949 in Mason Hall, Tobago,
and was raised by his grandparents, who were prominent Tobago farmers.
Dr Rowley completed his secondary schooling at Bishop’s High School, (BHS) Tobago
and his sterling academic performance saw him capture the prestigious Sylvan Bowles
Scholarship at BHS. He then commenced his studies at the University of the West
Indies, Mona, Jamaica, from where he graduated with a BSc. Geology (First Class
Honours), Geography (First Class Honours); MSc in Volcanic Stratigraphy, UWI, St.
Augustine.
He is a Volcanologist who obtained his Doctorate in Geology, specialising in
Geochemistry.
Mr. Patrick A. Ferreira is a Chartered Manager who spent most of his career with the
Furness Trinidad Group of Companies. He served on many boards including the Deposit
Insurance Corporation, NIPDEC ,Trinidad & Tobago NGL Limited and Pan West Engineers &
Constructors LLB. He currently serves as Chairman of Furness Chemicals Limited, Furness
Shipping & Marketing Limited, Furness Personnel Services Limited, the National Insurance
Board of Trinidad & Tobago, Trinidad &. Tobago Mortgage Finance Company and Home
Mortgage Bank.
Mr. Brent Mc Fee is a Chartered Accountant and Chartered Banker by profession with over thirty-five (35) years’ experience in the financial services sector. He holds an Executive MBA with distinction from the Arthur Lok Jack Graduate School of Business. He also holds an MBA from and is a member of the Chartered Bankers’ Institute. He has completed the International Housing Finance Programme at the Wharton’s School of Business with certifications in Securitisation and Assessing Commercial Real Estate Investments. Mr. Mc Fee serves as a Director of the Security Dealers Association of Trinidad and Tobago and formerly served on the boards of a credit union and state-owned enterprise. He joined the Trinidad and Tobago Mortgage Bank Limited (TTMB) in 2007.